FIRE Calculator

Can your money last a lifetime?

Helps you assess if your assets, expenses, and investment returns are enough to achieve financial independence (FIRE).

Your numbers

Adjust the inputs to see how long your assets last.

Projection

Lasts about 12 years

At this spending rate, your assets would be depleted in about 12 years.

Sensitivity matrix

Years until depletion across different capital and annual-expense combinations.

Legend Never depletes
Depletes sooner
Lasts longer
Capital$1000K$1500K
$35K/yearNeverNever
$50K/year33 yearsNever
$75K/year18 years33 years
$100K/year12 years21 years
$150K/year8 years12 years
$200K/year6 years9 years
$300K/year4 years6 years
$500K/year3 years4 years
$750K/year2 years3 years
$1000K/year1 years2 years
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Estimates are for reference only and are not financial advice. © 2026